Author name: digital@id8agency.com

What Is Business Interruption Insurance? What Is Business Interruption Insurance? By Iris Turner, Commercial Lines Agent We get a lot of questions about business interruption insurance – specifically what it is, who it’s for, and how much it costs. Business interruption insurance is usually included in your business insurance/property insurance – it’s rarely sold as […]

Food Truck Insurance Basics Food Truck Insurance Basics By Iris Turner, Commercial Lines Agent Have you ever had a brilliant business idea but felt clueless about where to start with insurance? Don’t worry, you’re not alone. Many entrepreneurs struggle to navigate the complex world of insurance, but it’s a crucial part of protecting your investment

What to Know about Inland Marine Insurance What Is Inland Marine Insurance And Who Needs It? By Iris Turner, Commercial Lines Agent Not a lot of people are familiar with inland marine insurance, but it could be an important option for you – especially if you own a business. Inland marine insurance is an extension

Everything to Know about Insurance Coverage for Uber/Lyft Drivers Insurance Coverage for Uber/Lyft Drivers By Susanne Wickham-Cook, Personal/Commercial Lines Agent We’ve had a lot of calls from customers wondering if their automobile insurance will cover them if they drive for Uber or Lyft, or if they are doing food delivery. Unfortunately, standard automobile insurance policies

What Is an Insurance Endorsement or Rider? What Is an Insurance Endorsement or Rider? By Iris Turner, Commercial Lines Agent If you have an insurance policy, you may have heard the term “endorsement” or “rider.” But what does it mean? In the simplest terms, it’s just something that alters your existing policy by adding, modifying,

What to Know about Rental Car Insurance What to Know about Rental Car Insurance By Susanne Wickham-Cook, Personal/Commercial Lines Agent I get asked a lot if someone’s Rental Car Coverage on their insurance policy will extend to a car that they are renting for a trip. If you have Rental Car Coverage on your automobile

Retirement Plan Tax Allocation Strategies Retirement Plan Tax Allocation – Tax Now, Tax Later, or Never Taxed By Graham Wickham, CEO & President If you’ve engaged a financial or investment advisor, at some point they’ve probably talked to you about investment allocation. But when was the last time someone talked to you about tax allocation

What Is an Umbrella Insurance Policy? What Is an Umbrella Insurance Policy? By Susanne Wickham-Cook, Personal/Commercial Lines Agent Here at Wickham Financial & Insurance Services, we get a lot of questions about umbrella insurance policies, so I wanted to share some information in hopes it will help answer them. Personal umbrella coverage is liability coverage

How to Get Discounts on Auto Insurance How to Get Discounts on Auto Insurance By Iris Turner, Commercial Lines Agent Let’s talk about something I think everyone can get behind: How to get auto insurance with a lower premium, or how to get discounted auto insurance. Usually auto insurance is based on your risk level,

Common Insurance Terms Explained Common Insurance Terms Explained By Iris Turner, Commercial Lines Agent As a commercial lines agent, I work with insurance everyday. I understand that if you’re not in the insurance industry, there are a lot of words and phrases surrounding insurance that you might hear while working with your own agent. Sometimes,