For some of us, our employers provide it; for others, we have to buy independent policies. Some people have too much, but the vast majority of us have too little. Some of us aren’t even sure exactly what it is we need when it comes to proper insurance coverage. While there are countless types of insurance and policy add-ons, there are also several types of cornerstone coverage we should all carry for basic protection.
One of these is health insurance. While the topic of health insurance is a hot button issue, it’s necessary in securing yourself against the risk of illness or injury. From the simple flu to an extended hospital stay, any number of unforeseen health problems can arise. If you don’t hedge that risk with adequate health insurance, you can find yourself facing heavy doctor bills and high prescription costs.
Another form of necessary coverage is auto insurance. Especially if you live in Marietta, you know the risks of rush hour, congested interstates and aggressive drivers. Car insurance not only protects you and your investment, it also protects you against political action should you be the source of a collision. Most people in Georgia, as well as nationally, do not carry adequate auto insurance to fully cover both themselves and second parties, so it’s important you discuss this with your provider.
Are you a parent or do you have substantial financial investments? If so, you should carry a life insurance policy to protect your assets and to provide for your family should something terrible happen. It’s an unpleasant thing to consider, but being prepared will make things more bearable during that difficult time.
Figuring out exactly what type and how much insurance you need is challenging, but there are financial advisors and third party insurance providers that can give you with the unbiased guidance you need to make the right, most secure decision for yourself, as well as your family.
Call Wickham Financial & Insurance Services today at 770-424-8711.